I want to keep my home.
Stay in your home
We want to help you stay in the home you’ve worked so hard for. There are a few options available to you. Two of the most popular options available to homeowners are a sale-lease back and a land contract. If you don’t know what these are, don’t worry. We will explain them below in simple terms.
What is a land contract?
Simply put, a land contract is a written agreement that provides a type of financing to homeowners. It’s a lot like the mortgage you would normally have between you and your mortgage company, but instead of a bank being involved, you have us. Just like a mortgage, a land contract has recurring monthly payments, interest that is tax-deductible, and a fixed interest rate that will not change.
Part of the qualification process will determine:
How much the monthly payments will be.
What interest rate you will pay.
How many months the land contract will run before it is paid in full.
Once the land contract has been fully paid off, the home is yours and the title is signed over. Easy!
How do I know if I qualify for a land contract?
Ask us!
What is a sale lease back?
A sale–leaseback is a simple way to help you stay in your home and put the foreclosure process behind you. We step in as the investor, purchase your property, and the sale proceeds can be used to resolve the any delinquencies, stop the foreclosure, and eliminate the growing mental and emotional burden. In some cases, you may even be able to receive cash out of the home if you need it.
After the sale, we lease the home back to you—so you can remain where you are with a clear, predictable monthly payment and a lot more breathing room.
Our focus is stability and dignity for you. This option can help keep your family in the same home, avoid a rushed move, and give you time to reset—rebuild income, improve credit, and make a thoughtful plan for what comes next, on your timeline—not the bank’s.
For many homeowners, this is one of the quickest ways to prevent foreclosure. It’s also often the simplest and most cost-effective way to qualify for one of our programs, and in some situations, the monthly rent may even be less than the previous mortgage payment.
How do I know if I qualify for a sale leaseback?
Easy, you already do!
Making the Impossible Possible
Michelle received a mountain of misfortune in the last couple years. After losing both her parents and husband, she was faced with the impossible task of trying to keep her remaining family together under one roof. Instead of doing nothing, Michelle gathered her strength and reached out for help. With only days left to save her home from foreclosure, she called us. We are very happy to report that because Michelle took action she saved her home and made the impossible possible.
One phone call can be powerful. Find out what we can do for you. 1-800-818-4029
Benefits of Both Options
Limited to no qualification process
No need to move, you remain in the home.
There are no early penalties or balloons to worry about
No “landlord” permissions are needed for improvements
No home equity is required
No out-of-pocket costs, we don’t ask you for a dime
No down payments or escrowed money needed
Faster closings—sometimes only a few days
No homeowner insurance payments
Payments may be less than your mortgage payment